by Phil Irwin | Oct 26, 2026 | Home & Wildfire Insurance
If you have been placed on the California FAIR Plan, you are not alone. Hundreds of thousands of California homeowners, especially in the Sierra foothills, Gold Country and wine country, now rely on it because standard carriers have pulled back from wildfire-prone...
by Phil Irwin | Oct 26, 2026 | Home & Wildfire Insurance
Most California homeowners know their premium to the dollar. Far fewer know what their policy would actually pay if the house had to be rebuilt from the ground up. With wildfire losses, tighter building codes and construction costs that keep climbing, that number...
by Phil Irwin | Oct 26, 2026 | Videos
In this short video, Denise Barnhart shares why she recommends and partners with Gold Insurance Solutions. Denise is a Placerville Realtor with more than 30 years of experience helping buyers and sellers across El Dorado, Placer and Sacramento counties. Her...
by Phil Irwin | Oct 26, 2026 | Videos
In August 2021, the Caldor Fire tore through El Dorado County, in the heart of the Sierra foothills we serve. While the fire was still burning, Gold Insurance Solutions and our Gold Nation family came together for a benefit concert for Caldor Fire victims, with live...
by Phil Irwin | Oct 26, 2026 | Videos
If your home is going on the California FAIR Plan, photos are often part of the process. Photos of the home and its surroundings help with underwriting and inspections, and missing or unclear photos are one of the most common reasons a FAIR Plan policy gets held up....
