by Phil Irwin | Oct 26, 2026 | Buying or Selling a Home
In today’s California market, home insurance can make or break a sale. When a buyer can’t get affordable coverage, or finds out late in escrow that the only option is the FAIR Plan, deals stall, renegotiate or fall apart. That’s especially true in...
by Phil Irwin | Oct 26, 2026 | Buying or Selling a Home
More California home buyers are finding that the only insurance available for the home they love is the California FAIR Plan. Stanford researchers found that in the first quarter of 2026, about 1 in 18 new California single-family home loans (5.6%) was originated with...
by Phil Irwin | Oct 25, 2026 | Buying or Selling a Home
Buying your first home is exciting, and it comes with a long list of things to figure out. Home insurance is one of the most important, and in California today it’s one you can’t leave until the last week of escrow. The good news: if you start early and...
