Insurance Insights
Straight answers on home, auto and wildfire insurance for Northern California homeowners and drivers.
Why California Home Insurance Rates Are Going Up, and What You Can Do
California home insurance premiums are up about 84% since 2020. Here’s why, what the Sustainable Insurance Strategy changes, and what homeowners can actually control.
Home Insurance in Truckee and Lake Tahoe: A Local Guide for California Homeowners
Wildfire, heavy snow, second homes, short-term rentals and a state line through the lake. Here’s what Truckee and Lake Tahoe homeowners need to know about home insurance.
Home Insurance in Grass Valley and Nevada City: A Local Guide
Why home insurance is harder in Grass Valley and Nevada City, what carriers look at on local homes, how Firewise communities help, and a local action plan from Gold Insurance Solutions.
Home Insurance Non-Renewed in California? Your Rights and What to Do Next
Got a non-renewal notice from your home insurance company? Here’s what it means, your rights in California, and a 75-day plan to replace your coverage without a gap.
How to Get Off the California FAIR Plan: A Step-by-Step Guide
The FAIR Plan is a safety net, not a home. Here’s how California homeowners can get off the FAIR Plan and back to an admitted carrier, step by step.
The 2026 California FAIR Plan Rate Increase: What It Means and What to Do
The California FAIR Plan’s 29.1% average rate increase applies to policies renewing on or after October 15, 2026. Here’s what’s changing, why, and how to respond.
Roseville Realtor Chad Phillips Partners with and Recommends Gold Insurance Solutions
Roseville Realtor Chad Phillips shares why he partners with and recommends Gold Insurance Solutions.
Realtor Kristen Haus on the Value of Gold Insurance Solutions
Top-ranked Realtor Kristen Haus discusses the value Gold Insurance Solutions brings to her clients’ California home transactions.
Fall Home Prep for California Homeowners: Insurance Tips Before the Wind, Fire and Rain
Fall in California means Diablo winds, power shutoffs, the tail of fire season and the first atmospheric river storms. Here’s how to prepare your home, and what your insurance does and doesn’t cover.