by Phil Irwin | Oct 26, 2026 | Videos
In this video, top-ranked Realtor Kristen Haus discusses the value of working with Gold Insurance Solutions for her clients. Insurance can make or break a California escrow In today’s California market, insurance is no longer a box to check at the end of a sale....
by Phil Irwin | Oct 26, 2026 | Home & Wildfire Insurance
In much of the country, fall means pumpkin spice and raking leaves. In California, it means something more serious: the heart of wildfire season, the Diablo winds, possible Public Safety Power Shutoffs, and then, almost overnight, the first big atmospheric river...
by Phil Irwin | Oct 26, 2026 | Home & Wildfire Insurance
You’ve probably looked at the big numbers on your home insurance: the dwelling limit, maybe the personal property limit. But inside those big numbers are smaller caps called sub-limits, and they’re where many California homeowners get an unpleasant...
by Phil Irwin | Oct 26, 2026 | Home & Wildfire Insurance
Your deductible is one of the few parts of your home insurance policy you get to choose, and it plays a big role both in what you pay for coverage and in what you collect when something goes wrong. Yet many California homeowners don’t know their deductible until...
by Phil Irwin | Oct 26, 2026 | Home & Wildfire Insurance
Most people buy home insurance thinking about the house itself: the roof, the walls, the things inside. But after a serious fire, smoke or water loss, the question that hits first is often much simpler: where are we going to live? That’s what Loss of Use...