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Realtor Kristen Haus on the Value of Gold Insurance Solutions

Realtor Kristen Haus on the Value of Gold Insurance Solutions

by Phil Irwin | Oct 26, 2026 | Videos

In this video, top-ranked Realtor Kristen Haus discusses the value of working with Gold Insurance Solutions for her clients. Insurance can make or break a California escrow In today’s California market, insurance is no longer a box to check at the end of a sale....
Fall Home Prep for California Homeowners: Insurance Tips Before the Wind, Fire and Rain

Fall Home Prep for California Homeowners: Insurance Tips Before the Wind, Fire and Rain

by Phil Irwin | Oct 26, 2026 | Home & Wildfire Insurance

In much of the country, fall means pumpkin spice and raking leaves. In California, it means something more serious: the heart of wildfire season, the Diablo winds, possible Public Safety Power Shutoffs, and then, almost overnight, the first big atmospheric river...
Home Insurance Sub-Limits: What California Homeowners Need to Know and How to Increase Them

Home Insurance Sub-Limits: What California Homeowners Need to Know and How to Increase Them

by Phil Irwin | Oct 26, 2026 | Home & Wildfire Insurance

You’ve probably looked at the big numbers on your home insurance: the dwelling limit, maybe the personal property limit. But inside those big numbers are smaller caps called sub-limits, and they’re where many California homeowners get an unpleasant...
How Your Home Insurance Deductible Works in a California Claim

How Your Home Insurance Deductible Works in a California Claim

by Phil Irwin | Oct 26, 2026 | Home & Wildfire Insurance

Your deductible is one of the few parts of your home insurance policy you get to choose, and it plays a big role both in what you pay for coverage and in what you collect when something goes wrong. Yet many California homeowners don’t know their deductible until...
Loss of Use Explained: Additional Living Expense, Fair Rental Value and Why They Matter

Loss of Use Explained: Additional Living Expense, Fair Rental Value and Why They Matter

by Phil Irwin | Oct 26, 2026 | Home & Wildfire Insurance

Most people buy home insurance thinking about the house itself: the roof, the walls, the things inside. But after a serious fire, smoke or water loss, the question that hits first is often much simpler: where are we going to live? That’s what Loss of Use...
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