In this short video, Chad Phillips shares why he partners with and recommends Gold Insurance Solutions.

Chad is a top-producing Roseville Realtor with more than 30 years of experience, ranked among the top 500 agents in Placer, Sacramento and El Dorado counties. He serves Roseville, Rocklin, Granite Bay, Penryn, Folsom and Orangevale, and his work spans residential homes, acreage and equestrian properties, land and commercial real estate.

Why partners recommend us

Our best business comes from the people who have seen our work up close and trust us with their own clients. In California’s home insurance market, that trust matters more than ever. Carrier availability changes month to month, wildfire scores can rule a home in or out, and insurance has become one of the first things that can slow down a sale.

  • Fast, honest answers about what coverage will look like for a property.
  • Admitted carriers first, with the FAIR Plan and non-admitted markets only when we have to.
  • Coverage in place on time, so insurance never holds up a closing.
  • The same fight at every renewal, to keep each client in the best position.

New to the market or helping a client who is? Start with admitted, non-admitted or the FAIR Plan and the California home insurance crisis, explained.

For California Realtors and lenders
Bring us in early on your next transaction

Insurance has become one of the first things that can slow down or derail a California escrow, especially in wildfire country. Loop us in when your buyer starts shopping, and we will find the best available option, coverage and price so you can close with confidence.

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Thank you, Chad, for the recommendation and for the partnership.

Gold Insurance Solutions
Wildfire Country Home Insurance Experts

Specialists in California’s wildland-urban interface, where homes meet forest, brush and grassland.

Sierra Foothills & Gold Country
NevadaPlacerEl DoradoAmadorCalaverasTuolumneMariposaMaderaButteYuba
North Bay & Wine Country
NapaSonomaLakeSolanoMarinMendocino

Phil Irwin, President, Gold Insurance Solutions. CA License #6000540. General information as of October 2026, not legal advice. Coverage and pricing vary by carrier and home.